Texas · College costs

What College Actually Costs in Texas

Sticker price is close to meaningless. The number that matters is net price: what a typical first-year family pays after grants and scholarships come off. Across the 24 four-year colleges we track in Texas, the median net price is $17,536. That is $2,321 below the $19,857 median across every college we track.

The headline numbers

MeasureValue
Median net price (what families pay)$17,536
Median published in-state tuition$13,154
Median published out-of-state tuition$29,582
Median federal loan debt at graduation$15,125
Median earnings 10 years after entry$57,708
Four-year colleges covered24

Lowest net price in Texas

Ranked by what families actually pay, not by published tuition. Graduation rate and earnings are shown beside it, because a cheap college you do not finish is not a saving.

CollegeAvg. net priceGrad rateMedian earnings
Texas A & M International University$3,63746.5%$48,386
The University of Texas Rio Grande Valley$4,83150.9%$49,620
The University of Texas at El Paso$9,40350.2%$50,923
The University of Texas at San Antonio$10,83652.6%$57,131
Hallmark University$12,51366.3%$40,183
Paul Quinn College$12,70926.9%$29,288
Rice University$13,37094.6%$89,718
The University of Texas at Arlington$13,95154.0%$63,199
University of Houston$14,27664.6%$62,377
University of North Texas$15,64960.7%$57,010

Strongest earnings ten years on

Median earnings of former students a decade after they first enrolled. It reflects the subjects a college teaches and who it admits as much as the teaching itself, so read it alongside cost rather than on its own.

CollegeAvg. net priceGrad rateMedian earnings
Rice University$13,37094.6%$89,718
The University of Texas at Austin$19,85788.9%$75,121
Texas A&M University-College Station$21,31583.9%$72,097
Trinity University$23,46484.0%$71,668
Texas Christian University$36,66085.5%$68,424
The University of Texas at Dallas$18,26775.7%$68,227
Baylor University$41,10480.0%$65,793
The University of Texas at Arlington$13,95154.0%$63,199

Questions worth asking before you pay

Ask every college on the list for its net price calculator and run it with your real numbers — the published average hides enormous variation by income. Ask what share of need it meets, whether aid is renewable for four years, and what the graduation rate is for students receiving Pell grants specifically. That last figure is on each of our college profiles and is the one most likely to be missing from a glossy brochure.

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Frequently asked questions

How much does college cost in Texas?

Across the 24 four-year colleges we track in Texas, the median net price — what a typical first-year family actually pays after grant aid — is $17,536. Published tuition is $13,154 in-state and $29,582 out-of-state, but very few families pay the sticker price.

What is the cheapest college in Texas?

By average net price, Texas A & M International University at $3,637 per year, according to the most recent federal data.

How much debt do students leave Texas colleges with?

The median federal loan debt at graduation is $15,125. That covers federal loans only, so private and parent borrowing sits on top of it.

Source: U.S. Department of Education College Scorecard. Net price is the average for first-year students receiving federal aid and varies sharply by family income. Figures can lag the current admissions cycle.

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